Car Insurance in Davie, FL [The Complete Guide]

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DavieStatistics Summary
Population105,149
Density3,087 people per square mile
Average Cost of Insurance in Davie$4,417.21
Cheapest Car Insurance CompanyState Farm

Welcome to Davie, which is the most populous municipality called a “town” in Florida, and the fourth such location in the country. It is known as a western town, and many residents own horses. Cattle herds were once prominent, but commercial and residential development have since taken over.

Davie is home to 105,149 people and is Florida’s 22nd largest city. Davie is a principal city of the Miami metropolitan area, which was home to over 6 million people in 2015.

With so many things to do and sights to see, the streets filled with pedestrians, taxis, and all makes and models of transportation, driving can be tricky. Accidents can and do happen, and that can make your car insurance go up. Are you prepared? Do you have the right coverage for your current lifestyle?

In this comprehensive guide, we’re going to show you rates, company comparisons, and other specific factors that make Davie such a great place to live.

Ready to search for insurance? Enter your ZIP code for FREE in our tool above.

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Table of Contents

The Cost of Car Insurance in Davie

The average cost of car insurance in Davie is over $4,417 per year. Car insurance rates are based on many factors, such as age, marital status, and whether you live in Pine Island Ridge or closer to Potter Park.

Did you know there are ways to save money on your car insurance?

In this section, we’re going to show you specific rates on what drivers pay for car insurance in Davie based on some of these factors. Of course, these rates are average, and your rates can be higher or lower, depending upon your circumstances.

Do gender and age affect my insurance in Davie?

Age plays a significant role when it comes to the cost of car insurance. Not only do folks 55+ get discounts on everything from groceries to hotels, but they also pay less for car insurance. This is not the case for young drivers, who pay more for their car insurance than any other demographic.

What about gender? Excluding seven states (CA, HI, MA, MT, PA, NC, and parts of MI), insurance rates differ by gender across the country. Again, young drivers, especially young male drivers, have the most expensive rates.

According to DataUSA, the mean age in Davie is 37.7 years.

Let’s review the average rates charged by insurance companies in Davie for different age groups. The table below shows what you’ll pay for car insurance based on your age.

AgeAverage Annual Rate
17$11,550.94
25$4,355.46
35$3,808.81
60$3,482.98

As the data reflects, as drivers mature, their rates decrease over time by thousands of dollars.

Considering popping the question? Make sure you let your insurance provider know they said yes, and see if it will impact what you pay for car insurance. It’s not surprising that marital status plays a significant role in determining car insurance rates. Research shows that married drivers are less risky and file fewer claims.

Check out the table below to see how your rates compare.

DemographicAverage Annual Rate
Single 17-year-old male$12,659.80
Single 17-year-old female$10,442.08
Single 25-year-old male$4,508.82
Single 25-year-old female$4,202.09
Married 35-year-old female$3,847.99
Married 35-year-old male$3,769.64
Married 60-year-old male$3,515.22
Married 60-year-old female$3,450.74

Married folks in their 30s and 60s insurance rates are separated by only a few hundred dollars.

What are the cheapest ZIP codes in Davie?

Where you live in Davie can also impact how much you pay for car insurance.

Large metropolitan areas have certain areas plagued with poverty, crime, and decay. If you live in those neighborhoods, you can pay more for your car insurance.

Check out the table below to see how much you pay for car insurance based upon where you reside.

Zip CodeAverage Annual Rate
33331$4,417.21

It’s good news for folks in Davie because they pay almost $400 less than those in neighboring city Fort Lauderdale, where crime rates are higher.

What’s the best car insurance company in Davie?

Who is the best car insurance company in Davie?

The word best can mean different things to different people. In the sections below, we’ll explain what’s considered best, in various categories, to see if it can help you lower your car insurance rates.

Cheapest Car Insurance Rates by Company

Many of us are looking for ways to save money. From brown-bagging to work or clipping coupons at home, saving money is a great way to build a nest egg and prepare for the future.

What about car insurance?

Have you considered shopping for cheap car insurance? Who’s the best? Most of the top providers are licensed in Davie. For your convenience, we’ve listed those companies, and the average annual cost, in the table below.

CompanySingle 17-year-old femaleSingle 17-year-old maleSingle 25-year-old femaleSingle 25-year-old maleMarried 35-year-old femaleMarried 35-year-old maleMarried 60-year-old femaleMarried 60-year-old maleAverage
Allstate$19,756.15$21,571.92$5,419.44$5,482.30$5,501.06$5,259.31$4,805.23$4,884.22$9,084.95
Geico$6,642.13$8,354.33$4,058.44$4,116.49$3,678.95$3,693.39$3,442.34$3,442.34$4,678.55
Liberty Mutual$9,910.32$15,290.53$4,668.98$6,346.25$4,668.98$4,668.98$4,274.32$4,274.32$6,762.84
Nationwide$10,303.63$12,664.88$4,651.76$4,826.44$4,220.87$4,154.19$3,756.03$3,885.50$6,057.91
Progressive$12,310.60$13,467.31$5,207.63$5,003.98$4,261.04$4,040.02$3,647.10$3,905.30$6,480.37
State Farm$7,189.43$9,176.74$2,880.12$3,053.22$2,589.83$2,589.83$2,346.54$2,346.54$4,021.53
USAA$6,982.27$8,092.86$2,528.29$2,733.07$2,015.20$1,981.73$1,883.62$1,868.32$3,510.67

State Farm has the cheapest rates for drivers in their 20s, 30s, and 60s, besides USAA. If you are unfamiliar with USAA, the company only insures those in the military or are military-affiliated.

Allstate rates for male teen drivers are thousands more than the second-highest company, which is Liberty Mutual. So, if best means cheap rates, you’ll probably want to look at other providers.

Best Car Insurance for Commute Rates

In Florida, according to the Federal Highway Administration, drivers average more than 14,465 miles driven each year, which is more than the national average of 14,312. How far do you commute? Did you know your daily commute has an impact on your car insurance rate?

We partnered with Quadrant Data Solutions to understand the impact of an above-average commute on your insurance. Check out the chart below to see how your commute stacks up against what others pay.

Company10-mile commute/6,000 annual mileage25-mile commute/12,000 annual mileageAverage
Allstate$8,827.13$9,342.78$9,084.96
Geico$4,655.51$4,701.59$4,678.55
Liberty Mutual$6,542.56$6,983.11$6,762.84
Nationwide$6,057.91$6,057.91$6,057.91
Progressive$6,480.37$6,480.37$6,480.37
State Farm$3,877.52$4,165.54$4,021.53
USAA$3,470.59$3,550.75$3,510.67

Most companies don’t offer a less expensive rate based on your commute, but of those that do, Allstate leads the way with savings over $600.

Best Car Insurance for Coverage Level Rates

Have you considered that having the state minimum coverage in Davie is the best way to make sure you and your family are protected in the case of an accident? Sometimes, that’s not the case, because the differences in coverage are less than you think.

Check out the table below to see the difference in low to high coverage.

CompanyLowMediumHighAverage
Allstate$6,777.30$9,612.43$10,865.13$9,084.95
Geico$3,795.43$4,848.43$5,391.79$4,678.55
Liberty Mutual$6,117.52$6,870.85$7,300.14$6,762.84
Nationwide$4,764.49$6,301.43$7,107.81$6,057.91
Progressive$5,542.34$6,617.35$7,281.44$6,480.38
State Farm$3,431.45$4,117.56$4,515.58$4,021.53
USAA$2,993.52$3,646.20$3,892.28$3,510.67

If you’re a customer with Nationwide, it’s good news, because there’s only a $330 difference between low and high coverage. However, the news isn’t so good if you’re an Allstate customer, because their rates are thousands more between coverages.

You might ask, what is high or low coverage?

Low coverage is the state-mandated minimum coverage required to drive legally in the state of Florida. The minimum auto insurance coverage (effective January 1, 2020) needed in Florida is:

  • Bodily Injury Liability – $10,000 for one person
  • Property Damage Liability – $20,000 per accident
  • Personal Injury Protection – $10,000 per person

However, you should consider adding important coverages for increased protection.

For high coverage, you can consider increasing your liability limits and opting for the following relevant coverages:

  • Collision
  • Comprehensive
  • Med Pay
  • Uninsured/Underinsured Motorist
  • Personal Injury Protection

Best Car Insurance for Credit History Rates

Having good credit is essential if you don’t want to pay higher rates from everything to car loans to your monthly rent. But did you know poor credit can also affect how much you pay for car insurance?

The following table shows how much rates can vary by credit score among the top companies in Davie.

CompanyGoodFairPoorAverage
Allstate$6,498.51$8,036.56$12,719.79$9,084.95
Geico$3,070.19$4,114.58$6,850.88$4,678.55
Liberty Mutual$5,172.97$6,391.56$8,723.98$6,762.84
Nationwide$4,992.58$5,547.49$7,633.66$6,057.91
Progressive$5,017.38$6,008.88$8,414.86$6,480.37
State Farm$2,944.42$3,601.48$5,518.69$4,021.53
USAA$2,019.49$2,789.67$5,722.86$3,510.67

The average credit score in the U.S. is 675. If your credit score is lower than this, you may face increased rates on car insurance. In some states, poor credit can raise your rates by thousands of dollars. If your insurance provider is Allstate and you have poor credit, your rates can be $6,200 more than someone with good credit.

Best Car Insurance for Driving Record Rates

If you get a speeding ticket, have an accident, or get a DUI, your rates will probably increase in most situations.

The table below shows rates with these three violations compared to the rate for a clean record.

CompanyClean recordOne speeding violationOne accidentOne DUIAverage
Allstate$7,784.27$8,681.33$9,398.78$10,475.44$9,219.50
Geico$3,235.94$5,096.78$4,156.97$6,224.50$4,539.14
Liberty Mutual$4,857.66$6,657.31$6,327.65$9,208.73$6,798.01
Nationwide$5,145.50$5,733.63$5,666.55$7,685.97$6,166.01
Progressive$5,059.88$6,884.75$7,611.49$6,365.39$6,345.59
State Farm$3,672.29$4,021.53$4,370.77$4,021.53$4,021.53
USAA$2,746.46$2,880.27$3,394.06$5,021.88$3,720.80

Having a lead foot can not only cost you big bucks, but it can all raise the cost of your insurance. For example, a speeding violation will increase your rates by $1,800 if you have car insurance through Geico. Your rates will vary, and we encourage you never to drink and drive.

What are some car insurance factors in Davie?

Car insurance rates are not based solely on the driver-specific factors which we’ve mentioned above. Rates are also calculated on city-specific factors, such as your ZIP code, economic prosperity in your city, and average income levels.

In this section, we’ll discuss how these external factors influence your car insurance rates in Davie.

Davie Metro Report

Being part of the Miami-Fort Lauderdale-West Palm Beach area, Davie is impacted by the economic activity in the Miami area. According to the Brookings Institute, the Miami metro area ranked 39th in growth and 21st in prosperity between 2007–2017.

It ranked 21st overall in prosperity.

  • Productivity – +1.6 percent (22nd of 100)
  • Standard of living – +2.5 percent (15th of 100)
  • Average annual wage – +1.4 percent (24th of 100)

It ranked 39th in growth.

  • Jobs – +1.7 percent (36th of 100)
  • Gross metropolitan product (GMP) – +3.4 percent (36th of 100)
  • Jobs at young firms – +2.6 percent (62nd of 100)

What does a healthy economy mean to you as a car insurance consumer? Competition for your business is fierce among car insurance companies, which translates to better rates for you when you set out to purchase your policy.

Median Household Income

According to DataUSA, the median household income in Davie is $64,170, whereas the national median household income is $60,336.

However, in 2017, the average median income in Davie was $61,704. This means income has increased by 4 percent. Car insurance premiums average $4,471. Therefore, the premium as a percentage of income for the average Davie resident is 6.97 percent.

If you want to compare your insurance as a percentage of your income, use the calculator below to get started.

CalculatorPro

Homeownership in Davie

Owning a home is a dream many of us have and may impact what rates you pay for insurance. Homeownership indicates the general health of the local economies, and insurers usually consider it to be a good indicator of your financial stability.

Being a homeowner won’t directly impact your auto insurance rates or your ability to qualify for a plan. But there may be additional discounts you are eligible for, so be sure and check with your provider.

In 2017, about 69 percent of homes in the Davie area were occupied by the people who own them. If you are thinking of buying a home in the Davie area, it’s good to know that the median property value is around $240,500.

Education in Davie

The largest universities in Davie based on degrees awarded are as follows:

  • Nova Southeastern University – 6,845
  • William T. McFatter Technical College – 694
  • Aveda Institute-South Florida – 328

The most popular majors in Davie are as follows:

  • General Business Administration and Management – 830 degrees awarded
  • General Education – 551 degrees awarded
  • Registered Nursing – 475 degrees awarded

Wage by Race and Ethnicity in Common Jobs in Davie

According to DataUSA, Asians are the highest-paid ethnicity in Davie, followed by whites and Native Alaskans. The following table lists the average salaries for the demographics mentioned above.

RACE andETHNICITYAVERAGE SALARIES
Asian$54,227
Alaska Native$50,175
White$47,927

Wage by Gender in Common Jobs in Davie

For every dollar a man earns, a woman earns just 79 cents. Although the wage gap is closing among male and female workers, there is still room for improvement.

According to DataUSA, the average male salary in Davie is $58,931, while the average female wage is $44,078.

Poverty by Age and Gender in Davie

In Davie, 12.6 percent of the city’s population lives below the poverty line, while the national average is 13.4 percent. Females aged 25–34 are the largest demographic living below the poverty line, at 13.8 percent of the population.

Additionally, females aged 18–24 are the second-largest demographic living below the poverty lines, at 7.75 percent, followed by females 35–44, at 4.55 percent.

Poverty by Race and Ethnicity in Davie

Whites constitute the largest share (48.5 percent) of people living below the poverty line. Hispanics are next in line at 25 percent, followed by blacks at 12 percent.

Employment by Occupations in Davie

Davie employs more than 52,000 people across different industries. The largest employers in the city are sales and management occupations (14 percent), office and administrative support occupations (13.55 percent), and transportation occupations (3.65 percent).

Food preparation and serving-related occupations make up 5.87 percent of the workforce.

Driving in Davie

We’ve mentioned that your credit score, driving record, education level, and other factors contribute to the cost of car insurance. But insurance companies also base rates on the car you drive, road conditions, traffic congestion in your area, crime reports, and so much more.

What are the major roads in Davie?

Davie is part of the Miami-Fort Lauderdale-West Palm Beach area, which consists of many types of roads. If you’re new to town, there are bound to be certain roads that are confusing and disorienting. Your GPS wants you to turn left, but somehow, you’ve managed to turn into a dead-end street, and your device goes into “recalculating mode.”

In this section, we’ll cover the highways and interstates and help you calculate which way you need to go so you’ll never make another wrong turn.

Major Highways in Davie

Davie isn’t the largest city in Florida, but it does have several highways that connect it to many parts of the region.

Here’s the road map of Davie:

Davie, Florida, roadmap

There are 12 interstate highways that run through Florida. Interstate 75 runs along the west side of Davie, while Interstate 595 crosses the northside of the city. Fort Lauderdale-Hollywood International Airport and Interstate 95 connect Davie to the east coast of Florida.

Popular Road Trips/Sites

Residents in Davie have easy access to some of South Florida’s best destinations. Whether you want to explore the Everglades, relax on the beach, or head to the Florida Keys, Davie’s central location makes getting there a breeze.

Check out this video about Davie Ranch Equestrian Park:

The ranch looks like a great place to visit. Here are a few other places to discover around Davie:

Another great trip from Davie is spending the day at the beach. It’s good news for beachgoers because Hollywood Beach is only 30 minutes away.

Road Conditions

The roads in Davie are generally in good condition, but you can always check the FL 511 app for real-time traffic and road closure updates.

Since Davie is part of the greater Miami area, we wanted to present specific information about conditions in Davie compiled by Tripnet.org. Here’s how the percentages break down:

  • Poor Share – 8 percent
  • Mediocre Share – 48 percent
  • Fair Share – 4 percent
  • Good Share 40 percent

Poor road conditions cost the average Miami driver over $427 yearly in vehicle operating costs.

Does Davie use speeding or red-light cameras?

Florida is one of the states that use automated enforcement laws. In other words, Florida residents statewide will encounter red-light cameras. Speed cameras are not used in Florida.

The best way to avoid any kind of ticket is always to obey posted speed limit signs and never run a red light.

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What type of vehicles are in Davie?

Your insurance rate is also dependent on various factors, such as what car you drive and if it’s on the theft list. In this section, we’ll cover these topics and more.

Most Popular Vehicles Owned

Although the city of Davie didn’t make the list for most popular vehicle owned, Miami did, and drivers chose the Lexus ES350 as their preferred vehicle, according to Yourmechanic.com.

This video explains why they’re a favorite of Miami residents:

Drivers in South Florida loved the Lexus ES350 for its sleek design and fuel economy. The midrange (MSRP starting at $44,500) luxury car averages 20 mpg in the city, and 27 mpg on the highway, plus, as a four-door sedan option allows plenty of room for cargo and passengers.

How many cars per household?

In Davie, the average family has two cars.

Davie doesn’t have an extensive mass transit system, so most residents of the city have a car. Furthermore, in 2017, less than 3 percent of households in the city didn’t have a personal vehicle.

Not owning a car doesn’t mean you shouldn’t buy a car insurance policy. Many car insurance companies offer non-owner car insurance for people who drive on occasions, even if they don’t personally own a vehicle.

Speed Traps in Davie

According to the website Speedtrap.org, residents report that Davie has numerous speed traps throughout the city.

The following video explains more:

Hopefully, getting caught in a speed trap isn’t something you have to worry about, because you always obey posted speed limit signs when driving. One of the best ways to keep your car insurance premiums low is not to get a speeding ticket.

Vehicle Theft in Davie

According to the FBI, 292 vehicle thefts occurred in Davie in 2018. When considering your next car purchase, one thing to consider is that certain vehicles are stolen more frequently and may have higher insurance rates.

But how safe is Davie? According to neighborhoodscout.com, Davie is safer than 16 percent of the other U.S. cities.

Compared to the overall crime statistics of Florida, the city of Davie has a higher crime rate. You have a one in 260 chance of becoming a victim of violent crime in Florida, while it is one in 389 in Davie.

These are the safest neighborhoods in Davie:

  1. SW 135th Terrace/SW 30th Court
  2. SW 160th Avenue/SW 60th Street
  3. SW 100th Avenue/Orange Drive
  4. W Route 84/SW 136th Avenue
  5. Scarborough Drive/W Route 84
  6. SW 121st Avenue/SW 26th Street
  7. S University Drive/SW 30th Street
  8. Town Center
  9. W Route 84/SW 130th Avenue
  10. Orange Drive/SW 64th Avenue

Whether you live in a neighborhood that isn’t safe or in one where there are no issues, it’s always a good idea to have extra coverage on your vehicles to protect your investment.

How is traffic in Davie?

Waiting. Stressing. Aggravation. Distracted drivers. We’ve all been there.

Traffic. It’s the worst. All of us would rather be doing anything else but wasting time stuck in a traffic jam.

Traffic Congestion

The good thing about living in Davie is there is little congestion compared to the other cities in the Miami Metropolitan Area. According to INRIX, Miami residents spent 105 hours stuck in congestion in 2018, at an average cost of $1,407 per driver.

You can stay ahead of traffic by using the FL 511 app or websites like localconditions.com, especially if you need to commute into the Miami area where traffic and congestion can be an issue.

Transportation

According to DataUSA, the average commute time in Davie is 26.3 minutes, which is higher than the national average of 25.1 minutes. Additionally, 1.92 percent of Davie residents have super commutes of over 90 minutes.

Due to the lack of public transportation, more than 83 percent of commuters drive alone on their daily commute, and around 8 percent opt for carpooling. Luckily for about 5 percent of the workforce, they have no commute at all because they work from home.

Busiest Highways

Interstate 75 is the busiest highway in Davie followed by I-595.

How safe are Davie streets and roads?

To understand the safety of roads in Davie, we can refer to data provided by the National Highway Traffic Safety Administration. However, the data from NHTSA is at the county level. Davie is in Broward County, as well as Fort Lauderdale, Hollywood, and Pompano Beach, among others.

The following chart shows the fatalities by county for the state of Florida from 2013–2017.

County20132014201520162017
Alachua3330374655
Baker9212137
Bay1730323829
Bradford541067
Brevard7665829884
Broward180173224245225
Calhoun12431
Charlotte2219233027
Citrus1726292431
Clay1018332621
Collier3339463523
Columbia1715222020
Desoto27161115
Dixie92624
Duval133120133156151
Escambia4543494651
Flagler1624122533
Franklin22151
Gadsden126121819
Gilchrist43354
Glades8314213
Gulf22219
Hamilton36559
Hardee5102512
Hendry11810199
Hernando2920352534
Highlands2121222118
Hillsborough171158190228190
Holmes659910
Indian River2222242628
Jackson918301817
Jefferson61574
Lafayette50425
Lake4841615548
Lee928195105113
Leon1833294034
Levy2113212323
Liberty21043
Madison94772
Manatee4049567154
Marion4655707090
Martin1520303425
Miami-Dade225280339294285
Monroe2011213218
Nassau1017152218
Okaloosa2229342132
Okeechobee12961013
Orange124143142171189
Osceola4250494955
Palm Beach137130187181162
Pasco55717086107
Pinellas83116103128118
Polk94113112137111
Putnam1920202626
Santa Rosa3118191319
Sarasota3131586849
Seminole4430444147
St. Johns3139373042
St. Lucie3338363541
Sumter1920171723
Suwannee1317122014
Taylor664613
Union21324
Volusia908687122130
Wakulla322147
Walton171391721
Washington835510

Broward County is near the top of the list when it comes to traffic fatalities in the five-year lookback period.

Since the fatal crash totals are listed by county, we’ll list the counties in Davie and all adjacent counties. Davie is in Broward County and is adjacent to Miami-Dade County, Collier County, Monroe County, and Broward County.

The data provided below will show different types of crashes and how they influenced fatal accidents in each county.

Here are the total fatalities in Broward County and adjacent counties.

County2017 Fatalities (All Crashes)2018 Fatalities (All Crashes)
Broward226237
Collier2344
Miami-Dade285293
Monroe1820

Miami-Dade County had the most fatalities, followed by Broward County.

Let’s break this data down further by looking at what caused different types of fatalities. Drivers under the influence are dangerous for everyone. DUI-related crashes that cause fatal accidents are why car insurance companies issue expensive car insurance premiums. Let’s look at some of the totals in Broward County.

County2017 Fatalities (Involving Alcohol-Impaired Driver)2018 Fatalities (Involving Alcohol-Impaired Driver)
Broward5358
Collier616
Miami-Dade6665
Monroe34

Broward County is in second place when it comes to DUI-related fatalities. One fatality is too many, and we encourage you never to drink and drive.

Now, let’s see the fatalities involving single-vehicle crashes.

County2017 Fatalities (Single-Vehicle)2018 Fatalities (Single-Vehicle)
Broward133133
Collier1023
Miami-Dade128174
Monroe79

Again, Broward County follows Miami-Dade County for these types of crashes with 133 in 2018.

How many fatalities involved speeding? We have those totals here in the data below.

County2017 Fatalities (Involving Speeding)2018 Fatalities (Involving Speeding)
Broward2224
Collier26
Miami-Dade2420
Monroe12

Broward County leads the way in speed-related fatalities. We encourage you to obey posted speed limit signs so you can arrive alive.

Roadway departures are accidents where vehicles collide and leave the roadway upon impact. Here are the number of fatalities that involved roadway departures.

County2017 Fatalities (Roadway Departure)2018 Fatalities (Roadway Departure)
Broward6369
Collier1024
Miami-Dade6681
Monroe88

Again, Broward County was behind Miami-Dade County in the roadway-departure category.

What about intersections? The NHTSA record fatalities that happen in intersections. Let’s look at the fatality totals in the table below.

County2017 Fatalities (Involving Intersections)2018 Fatalities (Involving Intersections)
Broward8783
Collier1013
Miami-Dade148131
Monroe66

Broward County follows Miami-Dade County in this category as well, with 83 fatalities in 2018.

What about fatalities that affected passengers? Let’s see how many passengers were involved in fatal accidents.

County2017 Fatalities (Passenger Car Occupant)2018 Fatalities (Passenger Car Occupant)
Broward8376
Collier1121
Miami-Dade10568
Monroe58

Broward County had 76 fatalities that affected passengers in 2018.

Here are the total fatalities that involved pedestrians.

County2017 Fatalities (Pedestrian)2018 Fatalities (Pedestrian)
Broward6471
Collier46
Miami-Dade58106
Monroe12

Neighboring Miami-Dade County saw the most pedestrian-related fatalities in 2018.

Finally, let’s look at the pedal cyclist fatalities.

County2017 Fatalities (Pedalcyclist)2018 Fatalities (Pedalcyclist)
Broward1016
Collier10
Miami-Dade1319
Monroe32

Again, Broward County follows Miami-Dade County with 16 pedal cyclist deaths in 2018.

We also refer to another stat from the National Highway Traffic Safety Administration to find out which roads are the most dangerous to drive in Broward County.

CountyBrowardCollierMiami-DadeMonroe
Rural10250
Urban20070
Freeway and Expressway130210
Other5716696
Minor Arterial296491
Collector Arterial144191
Local157322
Unknown694717
Total Fatal Crashes2273927317

Broward County had more urban-related fatalities than neighboring Miami-Dade County.

Another statistic we looked at is fatalities involving trains. In 2016, Broward County saw five fatalities involving trains in its geographic area.

Allstate America’s Best Drivers Report

In 2019, Allstate created a list of the top cities where drivers are least likely to get into a car accident. Although Davie didn’t make the list, Miami drivers did, and they are doing great, ranking 57th out of 200 cities.

Needless to say, more accidents equal more insurance claims, thus driving up premiums.

An average driver in Miami spends 10.1 years between claims, whereas the national average is 10.6 years.

Ridesharing

According to RideGuru, the following rideshare services are available in Davie:

  • Blacklane
  • Curb
  • Lyft
  • RideYellow
  • Traditional taxis
  • Uber

E-star Repair Shops

Has your car broken down, and you’re not sure where to take it? Esurance created an E-star repair shop network that provides a list of reputable and top-quality repair shops near your location.

Davie has 12 E-star Repair Shops:

Shop NameAddressContact Info
Briceno Auto Body1394 NW 65 Way
Plantation, FL 33313
Email: bricenoautobody@aol.com
P: (954) 894-7776
CARSTAR Ace Sullins Paint & Body6025 SW 35th Ct.
Miramar, FL 33023
Email: acesullinspaint@bellsouth.net
P: (954) 983-0209
F: (954) 964-2237
CARSTAR TCA-Sunrise10301 NW 50 St.
Sunrise, FL 33351
P: (954) 748-9902
F: (954) 748-6994
Charlie's Paint & Body Shop7006 SW 13th Street
Miami, FL 33144
Email: javier@charliespbs.com
P: (305) 266-7880
F: (305) 264-9952
Coconut Creek Automotive LLC, DBA King Collision4950 N State Road 7
Coconut Creek, FL 33073
Email: bryan.baker@kingmail.us
P: (954) 283-4444
F: (954) 283-4449
Diamancar Inc.3655 NW 48th St.
Miami, FL 33142
Email: info@diamancar.com
P: (305) 633-3304
F: (305) 633-3320
Diamond Automotive, Inc.2404 SW 58th Ave.
West Park, FL 33023
Email: diamauto@bellsouth.net
P: (954) 963-4004
F: (954) 963-9244
European Paint & Body, Inc.335 SW 15th Ave.
Pompano Beach, FL 33073
Email: europompano@aol.com
P: (954) 783-2434
F: (954) 783-0586
Fender Mender Auto Body1165 NW 55th St.
Fort Lauderdale, FL 33309
Email: fendermender@fendermenderautobody.com
P: (954) 772-0313
F: (954) 772-6806
Lee's Car Care714 NW 8th Ave.
Fort Lauderdale, FL 33311
Email: leescarcare@bellsouth.net
P: (954) 463-4835
F: (954) 463-6477
Lexus of North Miami14100 Biscayne Boulevard
Miami, FL 33181
Email: esurancelnm@czag.net
P: (786) 528-3926
Rick Case Collision Center
15700 Rick Case Honda Way
Davie, FL 33331
Email: scottkendig@rickcase.com
P: (954) 364-3269
F: (954) 364-3191

What is the weather like in Davie?

The weather. Everyone’s favorite topic. What’s the weather like in Davie, you may be wondering?

  • Annual high temperature – 83.3° F
  • Annual low temperature – 67.8° F
  • Average temperature – 75.5° F
  • Average annual precipitation – 66.49 inches (the national average is 38 inches)

Hurricanes are the biggest problem that Davie residents face in regard to natural disasters. However, the city has also faced other natural disasters such as floods (10), storms (nine), and fires (three).

Is public transit available in Davie?

While most people choose to drive personal vehicles in the Davie area, there are other options besides ridesharing. The city of Davie provides bus connectivity to and from Davie. However, only two bus routes are operating in the city.

The city has also partnered with Broward County to create the SFEC Community Bus Route, which is a free service but connects with other pay-faring routes to locations outside of Davie.

Is parking easy in Davie?

Parking in Davie is plentiful, even downtown. There are multiple empty parking lots that you can use around the city. The city doesn’t use parking meters and follows a shared parking model.

How is the air quality in Davie?

The more cars on the road, the higher the chances of pollution being in the area, which leads to poor air quality. According to the Environmental Protection Agency (EPA), the Miami-Fort Lauderdale-West Palm Beach area enjoyed both good days and bad days in between 2016 and 2018.

The following chart explains more:

Miami-Fort Lauderdale-West Palm Beach201620172018
Good Days205213264
Moderate Days15213797
Days Unhealthy for Sensitive Groups584
Days Unhealthy1NoneNone

Folks in the Sunshine State enjoyed 264 good quality air days in 2018.

Military/Veterans

Although no military installations are within the city limits of Davie, there is one military installation in the Miami area. The United States Southern Command is the unified command responsible for all military activities in Latin America, Mexico, and the waters in and around South America.

In Davie, the majority of military personnel and veterans have served in Vietnam and the Second Gulf War.

If you are a veteran or in the military, the following providers offer military discounts:

  • Allstate
  • Framers
  • Geico
  • Liberty Mutual
  • MetLife
  • State Farm
  • USAA

Let’s recap the cheapest companies and their rates.

CompanySingle 17-year-old femaleSingle 17-year-old maleSingle 25-year-old femaleSingle 25-year-old maleMarried 35-year-old femaleMarried 35-year-old maleMarried 60-year-old femaleMarried 60-year-old maleAverage
Allstate$19,756.15$21,571.92$5,419.44$5,482.30$5,501.06$5,259.31$4,805.23$4,884.22$9,084.95
Geico$6,642.13$8,354.33$4,058.44$4,116.49$3,678.95$3,693.39$3,442.34$3,442.34$4,678.55
Liberty Mutual$9,910.32$15,290.53$4,668.98$6,346.25$4,668.98$4,668.98$4,274.32$4,274.32$6,762.84
Nationwide$10,303.63$12,664.88$4,651.76$4,826.44$4,220.87$4,154.19$3,756.03$3,885.50$6,057.91
Progressive$12,310.60$13,467.31$5,207.63$5,003.98$4,261.04$4,040.02$3,647.10$3,905.30$6,480.37
State Farm$7,189.43$9,176.74$2,880.12$3,053.22$2,589.83$2,589.83$2,346.54$2,346.54$4,021.53
USAA$6,982.27$8,092.86$2,528.29$2,733.07$2,015.20$1,981.73$1,883.62$1,868.32$3,510.67

USAA is only available to military-affiliated personnel and provides the cheapest rates in Florida.

To all military personnel, we salute and thank you for your service.

Unique City Laws

Although no specific traffic-related laws in Davie exist, let’s check out some other laws that may affect you and your family.

Effective on October 1, 2019, the state of Florida outlawed all use of handheld devices while driving on the road. The Florida Department of Highway Safety and Motor Vehicles (or the FLHSMV) stated that cellphones can only be used in a hands-free manner while operating a motor vehicle in a designated school crossing, school zone, or active work zone area.

Food trucks have become popular across the nation. There are no specific laws on the books regarding the operation of food trucks in the city of Davie.

Although Davie doesn’t have any specific guidelines for tiny homes, you can check out this video for setting up a tiny home in Florida.

One thing to consider when considering a tiny home is that tropical storms and hurricanes can cause significant damage to such structures and put your family in danger.

Parking the wrong way in Florida is illegal and can result in a parking ticket. Why is wrong-way parking against the law? It places both you and other drivers at risk. To get in and out of a wrong-way parking spot, you’ll have to pull into oncoming traffic.

The best way to avoid a parking ticket is to park in a designated parking space.

Davie Car Insurance FAQs

What are the minimum requirements for car insurance in Davie?

Davie is in compliance with Florida state law for car insurance requirements, which is $10,000 for bodily injury per accident, $20,000 for bodily injury two or more people per accident, and $10,000 for property damage per accident.

How far is Davie from the beach?

Davie is only 30 minutes away from the nearest beach. Depending on peak traffic conditions, it could be a short drive from I-95 to FL-820.

Are car insurance companies required by law to replace a windshield?

Yes. Florida is one of only three states that require insurance companies to replace or repair your windshield for free.

What’s the closest airport to Davie?

The closest airport to Davie is Fort Lauderdale-Hollywood International Airport.

How can motorists prepare for natural disasters in Davie?

The best way a motorist can prepare for a natural disaster is to first get home insurance or renter’s insurance as well as comprehensive car insurance. Comprehensive car insurance covers damage specifically from disasters such as storms, flooding, falling objects, and stolen vehicle damage.

Now that you’ve read through this comprehensive guide, and know everything there is to know about buying car insurance in Davie, Florida, it’s time to hit the road. But before we go, we’d like to know: Did we miss anything? Which part was most helpful to you?

Ready to start saving on car insurance?

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References:
  1. https://datausa.io/profile/geo/davie-fl/
  2. https://www.fhwa.dot.gov/
  3. https://www.quadinfo.com/
  4. https://tucson.com/news/local/arizona-drivers-to-see-increase-in-minimum-requirements-for-liability/article_58cb2314-2520-53be-8956-ed56cc290e33.html
  5. https://www.experian.com/blogs/ask-experian/state-of-credit/
  6. https://www.brookings.edu/research/metro-monitor-2019-inclusion-remains-elusive-amid-widespread-metro-growth-and-rising-prosperity/
  7. https://datausa.io/profile/geo/davie-fl#income_gender
  8. http://www.bar-b-ranch.com/
  9. https://www.flamingogardens.org/
  10. http://www.broward.edu/studentlife/planetarium/Pages/default.aspx
  11. https://flamingoroadnursery.com/
  12. https://www.youngatartmuseum.org/
  13. https://www.broward.org/parks/Pages/Park.aspx?=40
  14. https://fl511.com/
  15. https://www.iihs.org/topics/red-light-running
  16. https://www.speedtrap.org/florida/davie/
  17. https://www.fbi.gov/services/cjis/ucr/
  18. https://www.neighborhoodscout.com/fl/davie/crime
  19. https://www.neighborhoodscout.com/fl/davie/135th-ter#crime
  20. https://www.neighborhoodscout.com/fl/davie/160th-ave#crime
  21. https://www.neighborhoodscout.com/fl/davie/100th-ave#crime
  22. https://www.neighborhoodscout.com/fl/davie/route-84#crime
  23. https://www.neighborhoodscout.com/fl/davie/scarborough-dr#crime
  24. https://www.neighborhoodscout.com/fl/davie/121st-ave#crime
  25. https://www.neighborhoodscout.com/fl/davie/university-dr#crime
  26. https://www.neighborhoodscout.com/fl/davie/town-center#crime
  27. https://www.neighborhoodscout.com/fl/davie/route-130th#crime
  28. https://www.neighborhoodscout.com/fl/davie/orange-dr#crime
  29. https://inrix.com/scorecard/
  30. https://cdan.nhtsa.gov/
  31. https://www.allstate.com/americas-best-drivers/index.htm
  32. https://ride.guru/cities/gilbert-arizona-united-states-of-america
  33. https://www.esurance.com/info/car/e-star-direct-repair-program
  34. https://www.epa.gov/outdoor-air-quality-data/air-quality-index-report
  35. https://www.flhsmv.gov/
  36. https://www.123driving.com/dmv/drivers-handbook-parking
  37. https://www.broward.org/airport

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