Call (855) 425-8122

for FREE insurance quotes by phone

Free Auto Insurance Comparison

Compare Quotes from Top Companies and Save

or call (855) 425-8122 for free quotes
Auto Insurance Companies

Florida Car Insurance Laws

Florida car insurance can be a confusing topic, so being familiar with Florida car insurance laws can be helpful when trying to understand your policy.

Here are some of Florida’s current auto insurance laws that you should be informed about.

Florida Minimum Auto Insurance Law

Florida law requires that you have a certain amount of auto insurance on your vehicle. The current minimum requirements for Fl auto insurance are as follows:

• $10,000 of property damage liability
• $10,000 personal injury protection

Make sure you have at least the minimum requirements met for you Fl auto insurance policy.

Other Florida Car Insurance Laws and Penalties

Here are some other requirements for Florida car insurance that every FL driver should be aware of:

  • Your Florida auto insurance policy must be issued by a Florida agent through a licensed FL auto insurance provider. You cannot maintain your auto insurance policy from your previous state. However, you may be able to transfer your policy from your previous state to FL.
  • Failure to have the required amount of insurance can result in a suspended driver’s license, and a suspended tag and registration for up to three years.
  • A reinstatement fee for a suspended tag or registration in Florida is $150 and up to $500 with previous reinstatements.
  • Anyone who has a vehicle in Florida for 90 days out of year, even if the days are not consecutive, must have a Florida auto insurance policy.
  • Even if a vehicle is not being used, if it is registered in Florida it must be covered by a Florida car insurance policy.

Get the Florida Car Insurance Coverage You Need Today

Don’t put off buying the FL auto insurance you need. Compare policies online for free to see which Florida car insurance company can offer you the best rates for your policy.

Free Auto Insurance Comparison

Compare Quotes from Top Companies and Save

or call (855) 425-8122 for free quotes
Copyright © 2017 Florida Car Insurance