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Florida Car Warranty Insurance

For many vehicle owners in Florida, car warranty insurance is an important feature. They feel more comfortable with their car purchase in FL, knowing that they have a Florida auto warranty insurance policy in place. The car warranty is insurance against problems with the major components of your vehicle in Florida.

Florida Car Warranty Insurance: An Overview

In Florida, there are different levels of coverage available. The coverage a car owner will be offered will depend on the model year of the vehicle and the number of miles on the odometer. No matter which plan you are considering, it should provide coverage for the following:

  • Transmission
  • Engine
  • Drive Train

There are of course many different types of additional coverage options available so be sure to read through the fine print carefully so that you fully understand the details of any FL auto warranty insurance plan that you may decide to purchase.

Type of Coverage Available

Car owners in Florida can buy the following types of warranties:

  • New Car Bumper to Bumper Warranty
  • Used Car Named Component Warranty
  • Older Car Extended Auto Warranty
  • Used Car Power Train Warranty

Details on each of the above most popular Florida car insurance warranty options are explained below.

New Car Bumper to Bumper Warranty

This type of warranty pays for all repairs to the vehicle, except for those specifically listed in the warranty as being excluded. The warranty does not cover routine maintenance on the vehicle; the owner is expected to incur those costs him or herself.

You should review the list of excluded items carefully, so you understand them. Generally speaking, the warranty will not cover:

  • Scheduled Maintenance or Adjustments
  • Batteries
  • Rust and Other Body Damage

It’s important to get your car looked over by a qualified mechanic promptly. If you continue to drive your car after detecting a problem and that fact leads to further damage to the vehicle, your warranty may be voided. In that situation, you would be responsible for paying repair costs yourself.

Used Car Named Component Warranty

Car warranties are not only for new car owners. When you buy a pre-owned vehicle, you can also buy this form of protection.

A used car warranty is written so that it only covers the specific parts of the car listed in the agreement. Like the new car warranty above, it will cover the cost of repairs to car’s electrical systems or major mechanical systems.

Unlike a new car warranty, you may be able to get optional wear and tear coverage as part of your used car warranty. Roadside assistance may be included as part of the package, so be sure to ask whether this is available as well.

The used car warranty should include coverage for problems with the:

  • Engine
  • Transmission
  • Steering
  • Drive Axle
  • Electrical System
  • Air Conditioning
  • Suspension
  • Cooling
  • Brakes
  • Fuel Injectors and Pumps
  • Seals and Gaskets
  • High-Tech Electronics

Additional things may be covered as well depending upon policy specifics.

Older Car Extended Auto Warranty

Simply because you drive a car that is several years old, it doesn’t mean that you can’t put a warranty in place. This type of warranty protection covers very specific components in the vehicle. You will need to read the document thoroughly to get familiar with what the warranty will cover, but it should provide coverage for the following:

  • Engine
  • Transmission
  • Steering
  • Drive Axle
  • Air Conditioning
  • Electrical
  • Brakes
  • Suspension
  • High-tech Electronics
  • Seals and Gaskets

Additional things may be covered as well but it will all depend upon the specifics of the policy.

Used Car Power Train Warranty

A used car power train warranty covers very specific components of the vehicle. It will pay for both parts and labor costs of repairing the car’s major mechanicals systems if one of them breaks down.

The power train warranty may also include a towing allowance. Be sure to ask whether the power train warranty also pays for the cost of a rental car while your vehicle is being repaired. These are important details to consider when you are considering whether you should buy a power train warranty.

As with all warranties, you will need to familiarize yourself with what components on the vehicle are covered. The plan should cover the following:

  • Engine
  • Transmission
  • Water Pump
  • Seals and Gaskets
  • Drive Axle
  • Turbo/Supercharger
  • Transfer Unit 4×4

No one wants to be caught having to pay to repair a major component on their vehicle. To make good choices about Florida car warranty insurance, you do need to take the time to understand exactly what parts of the vehicle are covered. Always consider the level of coverage you are getting, not just the price alone, when shopping for a warranty for your vehicle.

Florida Auto Warranty Insurance Quotes

Get a quote for Florida car warranty insurance right away! Use your mouse to click on the tool located at the top of this page to get started comparing quotes for traditional Florida car insurance and then talk to an agent or dealer to help you decide if an auto warranty insurance policy is right for you.

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